Gaza Emergency
Eligible food, water, emergency care and relief for displaced families.
View this Zakat routeZakat guide
How to calculate Zakat in the UK
Add the Zakatable wealth you own, subtract eligible short-term debts, check the result against Nisab, then calculate 2.5%.
AKF's calculator uses current gold and silver prices to help with the arithmetic. This guide explains what to gather before you use it.
Open the Zakat calculatorGold, savings and business stock
Use the balance held on your Zakat date for cash and savings. Gold and silver are entered at their current value, not the price originally paid. The calculator provides a practical place to enter those values after you have gathered them.
For a trading business, stock held for sale is generally counted at its current sale or wholesale value according to the guidance you follow. Equipment used to run the business is normally not counted in the same way. Money the business expects to receive may also form part of the calculation.
Calculate on the wealth owned at the annual point rather than on income alone. If an asset changed purpose during the year, or a debt is disputed or long term, get specific guidance before finalising the amount.
What Zakat is
Zakat is an obligatory act of worship for a Muslim whose qualifying wealth reaches the Nisab threshold and remains at or above that level for one lunar year. The standard rate on cash, savings and similar wealth is 2.5%.
Nisab is the minimum amount of wealth at which Zakat becomes due. It is measured against a gold or silver basis. Prices change, so AKF's calculator fetches current values rather than fixing a cash threshold on this page.
Scholars and schools of law differ on some detailed cases. If your circumstances involve pensions, long-term debt, property held for different purposes or another complex asset, ask a qualified scholar for advice specific to you.
A five-step calculation
- 1
Choose your annual Zakat date. Use the same lunar-calendar date each year.
- 2
Add cash, current and savings accounts, gold and silver, investments, money owed to you that you expect to receive, and business stock held for sale.
- 3
Subtract debts that are due now or within the period your scholarly guidance allows.
- 4
Compare the remaining total with the current Nisab value on your chosen basis.
- 5
If the total meets Nisab, calculate 2.5% and give it to a Zakat-eligible cause.
What usually counts
- Cash and money held in bank accounts.
- Gold and silver valued at the current market price.
- Shares, investments and other liquid financial assets.
- Business stock held for sale and money due to the business.
What usually does not count
- Your main home and normal household possessions.
- Your personal car.
- Clothing and everyday personal items.
- Tools and equipment used directly for your work.
Where AKF allocates Zakat
AKF accepts Zakat for the four routes below. Other AKF projects are not automatically Zakat-eligible because their donation type is ruled separately.
Food Poverty Pakistan
Food support for eligible families facing poverty and hardship.
View this Zakat routeFood Poverty UK
Food support for eligible people facing poverty and hardship.
View this Zakat routeWhere Most Needed
AKF directs the donation only to Zakat-eligible recipients and activity.
View this Zakat routeAdmin is capped at 10% for delivery, oversight and reporting.